If you loathe shopping like I do, you have probably transitioned to buying most of the stuff you need online. I personally go as far as having groceries delivered by Instacart and using Boxed.com for all my bulk household supplies. If that doesn’t show you how much I hate shopping, I don’t know what will.
I also buy a lot of random things we need on Amazon.com, mostly because it saves me time. Items I’ve purchased on Amazon.com over the last week include chemicals for my hot tub, balsamic vinegar, and hair scrunchies for my kids. I don’t spend a lot of money and I only buy things I need, but I use the service a lot to avoid heading to the store.
Which Credit Card Should You Use on Amazon.com?
If you’re a big Amazon shopper, it makes sense to connect your account with a credit card that will reward you for all your purchases. Any rewards credit card will work just fine, but some offer more bang for your buck. Here are a few to consider:
Chase Freedom
The Chase Freedom Card offers 5% back on up to $1,500 spent in categories that rotate each quarter plus 1% back on everything else you buy. While “bonus categories” change all the time, they usually include Amazon.com in the mix at least once per year — usually around the holidays.
The Chase Freedom Card was one of my first rewards cards, so I always pay attention and use it for Amazon purchases when it’s one of the bonus categories. The Chase Freedom also comes with no annual fee and a decent signup bonus.
Discover it
The Discover it is another cash-back credit card that works similarly to the Chase Freedom. Once you sign up, you’ll earn 5% back on up to $1,500 spent in categories that rotate each quarter along with 1% back on everything else. The kicker is, Discover will double all the rewards you earn the first year.
Discover has already announced its 5% categories for 2019, so we already know you can earn 5% back on Amazon.com, Target, and Walmart.com from October through December of this year. This card also comes with no annual fee.
Amazon Prime Rewards Visa Signature Card
The Amazon Prime Rewards Visa Signature Card is another winner when it comes to purchases from Amazon.com and Whole Foods. You do have to have an Amazon Prime membership to qualify, but you get 5% back on Amazon.com and Whole Foods Market purchases, 2% back at gas stations, restaurants, and drugstores, and 1% back on other purchases.
This card comes with no annual fee, no foreign transaction fees, and no earning caps.
Which credit card do you use for your Amazon purchases?
[Image: Shutterstock]
Source: frugal travel guy